Title Insurance : Actions Needed to Improve Oversight of the Title Industry and Better Protect Consumers

Previously, the author identified issues related to title insurance markets, including questions about the extent to which premium rates reflect underlying costs, oversight of title agent practices, & the implications of recent state & fed. investigations. This report addresses those issues by examining: (1) the characteristics of title insurance markets across states; (2) factors influencing competition & prices within those markets; & (3) the current regulatory environment & planned regulatory changes. To conduct this review, the author analyzed available industry data & studies, & interviewed industry & regulatory officials in a sample of 6 states selected on the basis of differences in size, industry practices, regulatory environments, & number of investigations.Williams, Orice M. is the author of 'Title Insurance : Actions Needed to Improve Oversight of the Title Industry and Better Protect Consumers', published 2007 under ISBN 9781422317242 and ISBN 1422317242.