Personal Bankruptcy : Analysis of Four Reports on Chapter 7 Debtors' Ability to Pay

Compares & evaluates the methodologies used by 4 reports on bankruptcy debtors' ability to pay their debts -- 2 by Ernest & Young under the sponsorship of VISA & MasterCard, one by Creighton Univ. under the sponsorship of the Amer. Bankruptcy Inst., & one by the Exec. Office for U.S. Trustees. These reports address the amount of income that those who file for personal bankruptcy have available to pay their debts. Specifically, this report evaluates & compares each report's research methodology for estimating the number of bankruptcy debtors who would be able to pay a portion of their debts & the amount of debt such debtors could pay. Tables.Stana, Richard M. is the author of 'Personal Bankruptcy : Analysis of Four Reports on Chapter 7 Debtors' Ability to Pay', published 2000 under ISBN 9780788188190 and ISBN 0788188194.