Consumer Handbook to Credit Protection Laws

The Consumer Credit Protection Act of 1968 -- which launched Truth in Lending disclosures -- was landmark legislation. For the first time, creditors had to state the cost of borrowing in a common language so that you -- the consumer -- could figure out what the charges are, compare costs, & shop for the best credit deal. Since 1968, credit protections have multiplied rapidly. This handbook explains how the consumer credit laws can help you shop for credit, apply for it, maintain your credit standing, &, if need be, complain about an unfair deal. This handbook also explains what you should look for before extending credit, & reviews the laws' solutions to discriminatory practices that have made it difficult for women & minorities to get credit. Illustrations.Leonard, Barry is the author of 'Consumer Handbook to Credit Protection Laws', published 2007 under ISBN 9781422317518 and ISBN 142231751X.