Complete Personal Budgeting Workbook

The workbook contains twelve lessons of instruction, packed with working examples, providing a detailed course in how to setup & operate a household budget. This is a COMPREHENSIVE METHOD for basic paycheck management. Takes the reader by the hand, from basic organization & identifying expenses to actually running a household budget. Try asking yourself who really teaches us to manage our paychecks. Most of us learn by trial & error, which can leave us at the mercy of the banks & marketeers. This is dangerous for the individual as well as for the nation. This workbook provides the necessary tools for true financial control. Senator Bob Dole said "Americans used to save for a rainy day, but now we scrimp to meet the minimum payment on our bills...THE COMPLETE PERSONAL BUDGETING WORKBOOK outlines the path to put Americans back in control of their own finances & overcome their dependence on credit with simple tools & simple ideas." Ten years in development, this system is solid & easy to understand. It is for everyone who spends money; the H.S. student, young married or senior citizen. This is the guide that we should all get with our first checking account.Steinberger, Richard P. is the author of 'Complete Personal Budgeting Workbook' with ISBN 9780962958205 and ISBN 0962958204.